Advocare
LTC Advisors - How We Work With You
We
Are Client Centric
Our
role as your LTC advisor is to understand your situation, then match
the best policy to your needs. Unlike some agents, we are not
"captive" to any particular insurance company.
Our process
for recommending particular companies or policies is based strictly on
the benefits that will accrue to our client.
First, We Help You Understand
Your Potential Future Needs
Long Term Care is a safety net. Due to the rising costs of
care,
it is important to understand the possble costs and make educated
cost/benefit decisions on the amount of insurance you want to purchase.
We will assist you to understand the care landscape and
decide
upon a "pool of funds" that matches your requirements.
Second, We Explain the Different Types of Long Term Care Policies
Did you know
that there are three distinct models of long term care policies? See
our detailed explanation of LTC
Policy Details.
Getting the largest policy that you can buy is not always the
best decision. You may be better off choosing a smaller
benefit
amount or a shorter benefit period - if it allows you more flexibility
in how you access your long term care benefits.
Third, We Provide a Side by Side
Comparison of Policies
Our LTC policy analysis tools provide clear comparison reports to make
the decision making process easier. We will explain the
subtle
differences between policies and companies.
Fourth, We Help You to Choose the
Best Policy
After going through the review process together, you will have an
education and the decision process becomes clear. The right
policy will almost raise its own hand.
No Fees
You
never pay a fee to Advocare LTC Advisors for our advisory services.
We are compensated directly by insurance companies when
insurance is
purchased.